Escaping Financial Abuse

My Financial Reality Check Workbook

This workbook is yours. It is private, it is honest, and it is the first step toward knowing exactly where you stand — so you can decide where you're going. You don't need to have it all figured out. You just need to start looking.

"You cannot build a new life on a foundation you can't see."

This workbook will walk you through your income, expenses, debts, bank accounts, subscriptions, important contacts, and — most powerfully — what you would need to survive on your own. There is also space to reflect on how money makes you feel. That part matters too.

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Income & Expenses
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Bank & Savings
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Debt & Bills
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Key Contacts
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Emotional Reflection

Your data stays on your device only. Nothing is sent anywhere.

Section 1

Monthly Income

List every source of money coming in each month. Include your job, side work, child support, benefits — anything.

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Employment Income
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Other Income Sources
Total Monthly Income$0
Section 2

Bills & Monthly Expenses

Every dollar going out each month. Be as honest and complete as you can — even estimates help.

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Housing
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Utilities
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Living Expenses
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Additional Expenses
Total Monthly Expenses$0
Section 3

Debt

List all debt — in your name, joint accounts, or any you're responsible for. Include accounts you didn't choose to open.

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Credit Cards
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Loans
Total Debt Balance$0
Section 4

Bank Accounts & Savings

List every account — yours alone, joint, or ones you have access to. Knowledge is power.

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Checking Accounts
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Savings & Investments
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My Savings Goals

What are you saving toward? Even if you can't save yet, naming your goals matters.

Section 5

Subscriptions

Monthly and annual subscriptions add up fast. List them all — streaming, software, memberships, boxes.

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All Subscriptions
Total Monthly Subscriptions$0
Section 6

Emergency Contacts & Important Passwords

The people and access codes you'd need if everything changed tomorrow. Keep this somewhere safe.

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Emergency Contacts
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Important Passwords & Accounts
⚠️ Only fill this out if it is safe to do so. Store this document in a place your partner cannot access.
Section 7

What Would I Need to Survive Alone?

This is one of the most important questions you can ask yourself. There are no wrong answers here.

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Your Survival Budget

Estimate what you would need each month if you were living independently. Even a rough number gives you a target to work toward.

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What I Would Need Beyond Money
Section 8

Emotional Reflection

This section is just for you. No one is grading you. Let yourself be honest.

"How does money make me feel in my relationship?"
"When did I first notice that money felt like control rather than a partnership?"
"What do I believe about myself and money — and where did that belief come from?"
"What does financial freedom mean to me personally?"
"What is one small step I could take this week toward financial safety?"
"What do I want my relationship with money to look like one year from now?"
"I am not behind. I am not broken. I am exactly where I need to be to start — and starting is everything."
Your Financial Picture

My Financial Reality Summary

Look at this. You faced the numbers. That takes courage.

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Monthly income
$0
Monthly expenses
$0
Subscriptions
$0
Total debt balance

Complete sections to see your monthly surplus or gap

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What You Did Today

You looked at your finances honestly — possibly for the first time in a long time, or possibly for the first time ever. That is not a small thing. Many women in financial abuse situations spend years avoiding the numbers because looking feels dangerous or overwhelming.

You didn't avoid it. You looked. And now you know. Knowledge is the beginning of every plan, every exit, every new chapter.

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Your Next Steps
"You have always been capable. You were just never given the chance to prove it. That changes now."